Delivering Embedded Finance and Banking as a Service
Embedded Finance enables any company, ecosystem, and brand to embed innovative financial services offerings and customer experiences. Embedded Finance is predicted to become a USD 7 trillion market opportunity in 2030. In partnership with trustable brands, Vopy deliver Embedded Finance to enhance customer experiences with new and innovative Financial Services – rapidly and at a low cost.
Why should you choose Vopy? Enhance your customer experience, increase customer loyalty, and increase your revenue growth.
A full suite for digital financial services
Vopy offers a fully-fledged digital banking solution where all wallets are interoperable with a global blockchain-enabled payment network for instant, secure, and free transactions. We offer both white label banking as a service and platform as a service by integration through our open APIs.
Products
INSTANT PAYMENTS
Instant, free, and secured payments stamped
in the blockchain.
SPENDING INSIGHTS
Get an instant overview of your personal finance
– categorized into spending, savings and loans.
INSTANT LENDING
Just push the accept button for your small loan
offering and the funds are disbursed in your
account within a minute.
SAVING BINS
When paying in the shop – round up to the nearest ten for micro-savings. A great way to save for your next London trip.
CARDS, CREDIT AND DEBIT
feel of your favorite brand. Subscription bundled
with services that matters for you.
JOINT FAMILY ACCOUNT
Share your account with your kid – free and
instant transfer of pocket money.
JOINT ACCOUNT INTERNATIONAL
Link your brother’s phone number in India to your
shared account for instant and free money transfer.
MOVE MONEY
Move money global and instant Forget traditional bank account number, only lockup in your phone address.
Use Cases
Instant loan
Marketplace provides your customers withinstant access to loans and credit solutions. Terms and conditions like rates, repayments, lifecycle, credit scoring can be configured individually.
AI driven ads
We use machine learning to display the right ad in the right context,with embedded geo-positioning. Maybe you’ll get 15% off at Starbucks the next time you pass by a Starbucks café?
Open Banking
Services including Open Banking interface (EU PSD2) and settlement/clearing on our blockchain. Brings possibilities for your customers to integrate their existing bank accounts within the Vopy enabled app.
Loyalty
Use a blockchain-based loyalty program stand-alone for your offerings or in combination with our other services. Rewarding your customer will increase loyalty and reduce churn.
International Money Transfer
Send money to your relatives abroad in a split of second, from wallet-to-wallet.
Virtual Payment Card
Download your virtual payment card instantly, and ready for use at any Merchant.
